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Privacy Policy

HRI Financial Services (HRIFIN)  |  Effective Date: January 1, 2026

1. Introduction

HRI Financial Services, operating as HRIFIN ('Company,' 'we,' 'us,' or 'our'), is a payment processing and financial services company headquartered in Henderson, Nevada. We are committed to protecting the privacy and security of your personal information. This Privacy Policy describes how we collect, use, disclose, and safeguard information obtained through our website, SMS communications, email, phone calls, and mail correspondence.

2. Information We Collect

We may collect the following categories of personal information: (a) Identifiers such as your name, mailing address, email address, and phone number; (b) Financial information including account numbers, payment details, and transaction history; (c) Communications data including records of SMS messages, emails, phone calls, and written correspondence; (d) Technical data such as IP address, browser type, and device information when you visit our website; and (e) Any additional information you voluntarily provide to us.

3. How We Use Your Information

We use the information we collect for the following purposes: to process payments and facilitate account resolution; to communicate with you via SMS, email, phone, or mail regarding your account; to verify your identity and prevent fraud; to comply with applicable federal and state laws and regulations, including the Telephone Consumer Protection Act (TCPA), the CAN-SPAM Act, and Nevada privacy laws; to improve our services and website; and to maintain records as required by law.

4. SMS and Electronic Communications

By providing your phone number or email address and consenting to receive communications, you agree to receive SMS text messages, emails, and other electronic communications from HRIFIN regarding your account. Message and data rates may apply. You may opt out of SMS communications at any time by replying STOP to any message. You may opt out of email communications by clicking the unsubscribe link in any email or contacting us directly.

5. Disclosure of Your Information

We do not sell your personal information to third parties. We may share your information with payment processors and technology vendors who assist in operating our services under strict confidentiality agreements; with regulatory authorities, law enforcement, or courts as required by law; and with successor entities in the event of a merger, acquisition, or sale of assets.

6. Data Retention

We retain your personal information for as long as necessary to fulfill the purposes outlined in this policy, to comply with legal obligations, and to resolve any disputes. When your information is no longer needed, we will securely dispose of it in accordance with applicable law.

7. Data Security

We implement reasonable administrative, technical, and physical safeguards to protect your personal information from unauthorized access, use, or disclosure. However, no system is completely secure, and we cannot guarantee the absolute security of your information.

8. Your Rights — Nevada Residents

As a Nevada resident, you have the right to request that we not sell your personal information. Although we do not sell personal information, you may submit a verified request to exercise this right by contacting us at the information below. Additionally, Nevada law provides certain rights to request access to or correction of your personal data.

9. California Residents

Although HRIFIN is headquartered in Nevada, if you are a California resident, you may have additional rights under the California Consumer Privacy Act (CCPA), including the right to know what personal information is collected, the right to delete personal information, and the right to opt out of the sale of personal information. We do not sell personal information. To exercise your rights, please contact us.

10. Changes to This Policy

We reserve the right to update this Privacy Policy at any time. Changes will be posted with an updated effective date. Your continued use of our services following any changes constitutes acceptance of the revised policy.

11. Contact Us

For questions or concerns regarding this Privacy Policy, please contact us at:

HRIFIN — HRI Financial Services

3887 Whitney Mesa Dr #8552

Henderson, NV 89054

Email: admin@hrigroup.co

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